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[\/et_pb_text][et_pb_divider show_divider=”off” _builder_version=”4.14.8″ _module_preset=”default” positioning=”absolute” position_origin_a=”top_right” width=”60%” height=”650px” custom_margin=”||26px|||” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|54|54|100|-1|0|1″ border_width_all=”16px” border_color_all=”#78BFC4″ global_colors_info=”{}”][\/et_pb_divider][et_pb_button button_url=”https:\/\/yapeal.ch\/en\/join-now\/” url_new_window=”on” button_text=”Join now” button_alignment=”center” _builder_version=”4.13.0″ custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#14547a” button_border_width=”11px” button_border_color=”rgba(0,0,0,0)” button_border_radius=”20px” button_letter_spacing=”4px” button_font=”Buenos Bold||||||||” button_icon=”5||divi||400″ positioning=”absolute” position_origin_a=”bottom_right” vertical_offset=”124px” horizontal_offset=”74%” custom_margin_tablet=”30px||||false|false” custom_margin_last_edited=”off|desktop” custom_padding=”||||false|false” button_text_size_tablet=”14px” button_text_size_phone=”” button_text_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_button][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2021\/06\/2021-3A_Vorsorge_EN-1.png” title_text=”2021-3A_Vorsorge_EN” show_bottom_space=”off” _builder_version=”4.14.8″ background_enable_color=”off” positioning=”absolute” position_origin_a=”top_right” vertical_offset=”-85px” horizontal_offset=”-41%” z_index=”2″ vertical_offset_tablet=”0%” vertical_offset_phone=”” vertical_offset_last_edited=”on|desktop” horizontal_offset_tablet=”0%” horizontal_offset_phone=”” horizontal_offset_last_edited=”on|desktop” position_origin_a_tablet=”” position_origin_a_phone=”” position_origin_a_last_edited=”on|tablet” position_origin_f_tablet=”” position_origin_f_phone=”” position_origin_f_last_edited=”on|tablet” position_origin_r_tablet=”” position_origin_r_phone=”” position_origin_r_last_edited=”on|tablet” width=”350px” width_tablet=”300px” width_phone=”250px” width_last_edited=”on|phone” max_width=”350px” custom_margin=”4vw|24vw|||false|false” custom_margin_tablet=”0vw|0vw||36vw|false|false” custom_margin_phone=”||14vw|16vw|false|false” custom_margin_last_edited=”on|desktop” scroll_rotating=”0|50|50|100|-20\u00b0|0|20\u00b0” positioning_tablet=”relative” positioning_phone=”” positioning_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_image][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2020\/10\/Oval.png” title_text=”Oval” _builder_version=”4.14.8″ _module_preset=”default” positioning=”absolute” position_origin_a=”bottom_right” z_index=”1″ custom_margin=”|70px|130px||false|false” scroll_blur_enable=”on” scroll_blur=”0|40|40|100|0px|0px|20px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_start=”#ffffff” background_color_gradient_end=”#f4f4f4″ custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ header_font=”Buenos Bold|300|||||||” header_text_color=”#14547a” header_font_size=”90px” header_letter_spacing=”0.05em” header_2_font=”|600|||||||” header_2_text_color=”#363636″ header_2_font_size=”40px” background_color=”rgba(0,0,0,0)” position_origin_a=”center_left” z_index=”1″ width=”90%” width_tablet=”100%” width_phone=”” width_last_edited=”on|tablet” header_font_size_tablet=”70px” header_font_size_phone=”50px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”16px” header_2_font_size_phone=”14px” header_2_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” background_color=”#f4f4f4″ custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2021\/06\/home.3a.dashboard.slow_.gif” title_text=”home.3a.dashboard.slow” _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ text_font=”Buenos Regular||||||||” text_font_size=”16px” text_line_height=”2em” max_width=”800px” text_font_size_tablet=”14px” text_font_size_phone=”14px” text_font_size_last_edited=”on|desktop” text_line_height_phone=”1.6em” text_line_height_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n
We help you keep your finances healthy. You can track your pension funds and your YAPEAL account. Single payments and standing orders are easy. Building your pension funds has never been so easy.<\/p>\n
Join the YAPEAL Community and share your experiences as well as your pension savings goals.<\/p>\n
If you have any questions, we are here for you!<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Category” _builder_version=”4.5.1″ background_color=”#EEE8E2″ custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.6.6″ width=”100%” max_width=”100%” custom_margin=”||0px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.6.6″ background_color=”#363636″ custom_padding=”6vw|20px|6vw|20px|true|true” box_shadow_style=”preset4″ box_shadow_horizontal=”0px” box_shadow_vertical=”0px” box_shadow_color=”#2b343b” global_colors_info=”{}” background__hover_enabled=”off|hover” box_shadow_vertical__hover=”-40px” box_shadow_vertical__hover_enabled=”on|hover”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” 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global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_font=”Buenos Regular||||||||” text_text_color=”#363636″ text_font_size=”16px” text_line_height=”2em” header_2_font=”|800|||||||” header_2_text_color=”#14547a” header_2_font_size=”50px” header_2_letter_spacing=”3px” header_2_line_height=”1.2em” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”3vw|4vw||4vw|false|true” custom_padding_tablet=”6vw|26vw||26vw|false|true” custom_padding_phone=”7vw|14vw||14vw|false|true” custom_padding_last_edited=”on|phone” text_font_size_tablet=”16px” text_font_size_phone=”14px” text_font_size_last_edited=”on|tablet” header_2_font_size_tablet=”40px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n <\/p>\n Easy: Open your 3a pillar account. A simple pension solution with fair fees.<\/p>\n Developed for you!<\/p>\n Transparent, no hidden charges, all inclusive. Done in a few minutes from your kitchen table or sofa:<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/yapeal.ch\/en\/join-now\/” url_new_window=”on” button_text=”Join now” button_alignment=”center” _builder_version=”4.6.6″ custom_button=”on” button_text_size=”16px” button_text_color=”#ffffff” button_bg_color=”#14547a” button_border_width=”0px” button_border_color=”rgba(0,0,0,0)” button_border_radius=”20px” button_letter_spacing=”4px” button_font=”Buenos Bold|700|||||||” custom_margin_tablet=”|||10vw|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”15px|20px|15px|20px|true|true” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.6.6″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”#14547a” background_color_gradient_direction=”141deg” background_color_gradient_start_position=”33%” background_color_gradient_end_position=”33%” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” global_colors_info=”{}” custom_padding__hover_enabled=”on|desktop”][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2021\/06\/2021-3A_Strategie_EN.png” title_text=”2021-3A_Strategie_EN” show_bottom_space=”off” align=”right” _builder_version=”4.6.6″ _module_preset=”default” background_color_gradient_direction=”150deg” width=”370px” width_tablet=”350px” width_phone=”” width_last_edited=”on|phone” module_alignment=”center” custom_margin_tablet=”|0vw||0vw|false|true” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”|||0px|false|false” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|50|50|100|2|0|0″ global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.6.6″ text_font=”Buenos Regular||||||||” text_font_size=”16px” text_line_height=”2em” ul_line_height=”1.8em” header_2_font=”Buenos Bold|800|||||||” header_2_font_size=”50px” header_2_letter_spacing=”3px” header_2_line_height=”1.2em” background_layout=”dark” custom_padding=”3vw|4vw||4vw|false|true” custom_padding_tablet=”6vw|26vw||26vw|false|true” custom_padding_phone=”7vw|14vw||14vw|false|true” custom_padding_last_edited=”on|phone” text_font_size_tablet=”14px” text_font_size_phone=”14px” text_font_size_last_edited=”on|desktop” header_2_font_size_tablet=”40px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n <\/p>\n Your pensions solution from the Vontobel professionals \u2013 so that more remains in your pocket and your dreams come true!<\/p>\n Financial Amigo Style:<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/yapeal.ch\/en\/join-now\/” url_new_window=”on” button_text=”Join now” button_alignment=”center” _builder_version=”4.6.6″ custom_button=”on” button_text_size=”16px” button_text_color=”#14547a” button_bg_color=”#ffffff” button_border_width=”0px” button_border_color=”#14547a” button_border_radius=”20px” button_letter_spacing=”4px” button_font=”Buenos Bold|700|||||||” custom_margin=”||50px||false|false” custom_padding=”15px|20px|15px|20px|true|true” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.6.6″ _module_preset=”default” background_color=”#f0f0f0″ global_colors_info=”{}”][et_pb_fullwidth_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2020\/11\/Quote-v3-1024×370-EN.png” title_text=”Quote-v3-1024×370-EN” _builder_version=”4.6.6″ _module_preset=”default” custom_margin=”-5px||||false|false” global_colors_info=”{}”][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Portfolio” _builder_version=”4.6.6″ background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_start=”#f0f0f0″ background_color_gradient_end=”#ffffff” background_enable_image=”off” custom_padding=”3vw||3vw||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.5.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.5.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ text_font=”||||||||” text_text_color=”#363636″ text_font_size=”16px” text_line_height=”2em” max_width=”800px” text_font_size_tablet=”14px” text_font_size_phone=”14px” text_font_size_last_edited=”on|desktop” text_line_height_phone=”1.6em” text_line_height_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n Only the best is good enough for both of us. That’s why we’re moving ahead together. YAPEAL is expanding its offering and cooperating with the Vontobel investment professionals.<\/p>\n Win-Win!<\/strong><\/p>\n [\/et_pb_text][et_pb_cta title=”Good to know” button_url=”https:\/\/yapsterzone.yapeal.ch\/kategorie-finanzielle-bildung\/” url_new_window=”on” button_text=”go to the blog” _builder_version=”4.6.6″ _module_preset=”default” body_font_size=”16px” background_color=”#f58f7d” custom_button=”on” button_text_color=”#363636″ background_layout=”light” global_colors_info=”{}”]<\/p>\n <\/p>\n We have a blog category ‘Financial Education’ to keep you up to date.<\/p>\n Take a look!\u00a0<\/p>\n [\/et_pb_cta][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.5.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2020\/10\/2020-Y-ad182e-512×512-1.png” title_text=”2020-Y-#ad182e-512×512″ _builder_version=”4.6.6″ _module_preset=”default” positioning=”absolute” width=”100%” filter_opacity=”18%” animation_style=”fade” scroll_fade_enable=”on” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonials” _builder_version=”4.6.6″ background_color=”#ffffff” background_enable_image=”off” custom_padding=”2vw||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.4.8″ background_enable_color=”off” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.4.8″ global_colors_info=”{}”][et_pb_slider show_arrows=”off” dot_nav_custom_color=”#2b343b” _builder_version=”4.6.6″ header_font=”||||||||” body_font=”Buenos Bold|800|on||||||” body_text_color=”#363636″ body_font_size=”60px” body_line_height=”1.4em” background_color=”rgba(0,0,0,0)” custom_padding=”0px|0px|100px|0px|false|false” body_font_size_tablet=”25px” body_font_size_phone=”16px” body_font_size_last_edited=”on|phone” text_shadow_style=”preset5″ text_shadow_color=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}”][et_pb_slide _builder_version=”4.6.6″ locked=”off” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n \u201cWith us, fees are written in small letters and SERVICE in capital letters, which results in low costs and a good feeling for you.\u201d<\/p>\n [\/et_pb_slide][et_pb_slide _builder_version=”4.6.6″ locked=”off” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n “Added value for you, because professionals work for your money.\u201d<\/p>\n [\/et_pb_slide][et_pb_slide _builder_version=”4.6.6″ locked=”off” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n “Vontobel’s 3a funds are sustainable. Your investments and financial health is important to us.”<\/p>\n [\/et_pb_slide][\/et_pb_slider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Call To Action” _builder_version=”4.6.6″ background_color=”#ffffff” background_enable_image=”off” global_colors_info=”{}” disabled_on=”on|on|on” disabled=”on”][et_pb_row _builder_version=”4.6.6″ background_color=”#14547a” background_enable_image=”off” custom_padding=”2vw|60px|2vw|60px|true|true” background_last_edited=”on|tablet” background_position_tablet=”center_left” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.5.1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” header_font=”Buenos Bold||||||||” header_text_color=”#ffffff” header_font_size=”50px” custom_margin_tablet=”” custom_margin_phone=”30px||20px||false|false” custom_margin_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.6.6″ _module_preset=”default” background_color=”#14547a” custom_padding=”0px|60px|2vw|60px|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”16px” header_text_color=”#ffffff” header_2_font=”Buenos Bold||||||||” header_2_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n You save approx. CHF 3’268 a year.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”16px” header_text_color=”#ffffff” header_2_font=”Buenos Bold||||||||” header_2_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n You save\u00a0approx. CHF 2’468 annually.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_text_color=”#ffffff” text_font_size=”16px” header_text_color=”#ffffff” header_2_font=”Buenos Bold||||||||” header_2_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n You save approx. CHF 964 annually.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_font_size=”16px” global_colors_info=”{}”]<\/p>\n We stand for simple and transparent solutions. And we do not like hidden fees. With the appropriate investment strategy and very affordable 3a pension funds.<\/p>\n No issue, redemption or exchange commissions are charged. Rebalancing takes place every day on work days. The fund provider is Vontobel Fonds Services AG, a company of the Vontobel Group.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”0px||2px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#363636″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”0px||3px|||” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_font=”||||||||” text_text_color=”#363636″ global_colors_info=”{}”]<\/p>\n BSV Pension 3a<\/a>\u00a0|\u00a0Ordinance text BVV 3 (only in DE, FR, IT)<\/a> | Tax treatment of pillar 3a pension contributions and benefits (only DE, FR, IT)<\/a>\u00a0<\/p>\n Vontobel Pension Fund Regulations<\/a> | Vontobel Fees Regulations<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/easyvorsorgen.yapeal.ch\/wp-content\/uploads\/2020\/10\/Logo_PoweredByVT-300×103-1.png” title_text=”Logo_PoweredByVT-300×103″ _builder_version=”4.6.6″ _module_preset=”default” width=”200px” module_alignment=”right” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#363636″ _builder_version=”4.6.6″ _module_preset=”default” custom_margin=”||0px|||” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_font=”||||||||” text_text_color=”#363636″ global_colors_info=”{}”]<\/p>\n \u00a0YAPEAL 3a Pricing<\/a> |\u00a0YAPEAL Privacy Policy<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#363636″ _builder_version=”4.6.6″ _module_preset=”default” custom_margin=”||0px|||” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_font=”||||||||” text_text_color=”#363636″ global_colors_info=”{}”]<\/p>\n Important legal information:<\/strong><\/p>\n This information is used for marketing purposes regarding the distribution of the pension solution of the Vontobel 3a Pension Foundation, c \/ o Bank Vontobel AG, Gotthardstrasse 43, 8002 Zurich (\u201cFoundation\u201d) for private investors in Switzerland.<\/p>\n This information has been created for informational purposes only and does not constitute advice (whether in legal, tax, economic, investment or other terms), nor a recommendation or an offer to subscribe in shares of the fund \/ units of the fund or in the strategy fund of the foundation or to carry out transactions or legal acts of any kind. Direct or indirect investments in units of the fund or investments in the pension solution should always be made at least on the basis of the relevant Key Investor Information Document (\u201cKIID\u201d) and, if deemed necessary, after consulting an independent investment, legal and tax advisor.<\/p>\n You can find further information regarding the 3A strategy fund of the foundation, in particular on the risk profile, in the key investor information (“KIID”). You can view these documents:<\/p>\n YAPEAL applies the usual business prudence when compiling the information. YAPEAL does not assume any liability for the relevance, correctness, accuracy or completeness of any information in connection with the pension solution of the Vontobel 3a pension foundation and is not liable for it. As far as legally permissible, YAPEAL excludes any liability for direct and \/ or indirect damage as well as lost profit resulting from the use of, access to the information in connection with the pension solution of the Vontobel Foundation or the YAPEAL app, links in the YAPEAL app or the inability to use or access it. This disclaimer also applies to all damage that can be attributed to third parties manipulating information or the YAPEAL app. YAPEAL reserves the right to update, change or delete information at any time without notice. YAPEAL excludes any guarantee that access to the YAPEAL app or individual functions of the YAPEAL app will be free of interference and without interruption, that errors will be corrected or that no viruses or other harmful components will be transmitted when using the YAPEAL app.<\/p>\n Neither this promotional information nor copies thereof may be made available in countries or made available to persons in countries where this is prohibited by applicable laws. Persons to whom this document is made available are obliged to inform themselves about such restrictions and to obey local laws. In particular, this document may not be made available, handed over or distributed in the USA to US persons.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#363636″ _builder_version=”4.6.6″ _module_preset=”default” custom_margin=”||1px|||” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_font=”||||||||” text_text_color=”#363636″ global_colors_info=”{}”]<\/p>\n \u00a9 2020 YAPEAL | All rights reserved.<\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Y3A Easy Pension savingsAnd this is how it looks…Real real-time. We help you keep your finances healthy. You can track your pension funds and your YAPEAL account. Single payments and standing orders are easy. Building your pension funds has never been so easy. Join the YAPEAL Community and share your experiences as well as your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/pages\/392"}],"collection":[{"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":71,"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/pages\/392\/revisions"}],"predecessor-version":[{"id":866,"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/pages\/392\/revisions\/866"}],"wp:attachment":[{"href":"https:\/\/easyvorsorgen.yapeal.ch\/en\/wp-json\/wp\/v2\/media?parent=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Pay less taxes<\/h3>\n
Save for your own home<\/h3>\n
Invest in your future<\/h3>\n
According to your risk appetite<\/h3>\n
Easy<\/h2>\n
Easy: Save taxes.
Easy: Invest your 3a pension savings.<\/p>\n\n
The best<\/h2>\n
\n
This is how much tax you can save:<\/span><\/h1>\n
Example 1<\/h2>\n
\n
Example 2<\/h2>\n
\n
Example 3<\/h2>\n
\n
Fees<\/h1>\n
\n
\n